E-payment or e-wallet which is actually implemented as m-wallet is the biggest shot of NFC. Use of m-wallet in e-ticketing is replacing the current payment method such as mobile (SMS, web based) payment or using traditional plastic card. New generations of contactless Mastercard (paypass) or Visa (paywave) cards are available in market for customers. Currently operators are offering mobile payment with NFC-enabled mobile phones. According to reports by 2010 NFC phones are able to replace all kind of payment card or mobile based payment systems.

[NFC Congress, NFC Mobile Payments. [PDF Document] Hagenberg, Austria : TELEFÓNICA CZECH REPUBLIC a.s., 2009]